Global Best Practices in Credit Guarantee Schemes

Bureau of Research on Industry and Economic Fundamentals (BRIEF) is conducting a study on Global Best Practices in Credit Guarantee Schemes.

The objective of the study is to study credit guarantee schemes and institutions across various countries, share some of the best international practices, and also suggest measures that a credit guarantee agency can imbibe in its efforts to evolve into a prudent, financially viable and self-sustaining credit guarantee institution which is appropriately capitalized and has adequate risk management capacity in place. The study would capture the current status & requirements through primary survey in the ASEAN region, China and India as well as secondary research to understand the credit guarantee set up in other countries.

The study involves detailed understanding on different forms of credit guarantee schemes for skill development loans, education loans, factoring loans and, financial inclusion loans including loans to Micro Finance Institutions (MFIs),  practiced across the globe. The study also envisages studying various critical factors which include: reasons behind the success or failure of schemes, measures and mechanisms adopted in different countries, supporting policies, organization structures in various credit guarantee institutions, etc.